Dave Ramsey's Financial Peace University (FPU) is once again coming to Church of the Word in the Winter/Spring of 2012 and will be led by Donna Adams.   Dave Ramsey, a personal money management expert, is an extremely popular national radio personality and author of the New York Times best sellers The Total Money Makeover, Financial peace, and More Than Enough.

Classes Begin:	January 22, 2012
Classes Meet:	Sundays at 5:00 PM
Preview:	January 8, 2012 at 5:00 PM

For more information, please go to the Financial Peace University web site where you can sign up for the classes that are being offered. The cost for people attending the classes for the first time is $93. See the table below for the course schedule.

Jan 22, 2012	Super Saving	Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!
Jan 29, 2012	Relating With Money	Learn why it's important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.
Feb 12, 2012	Cash Flow Planning	Unlock the secret of developing a monthly spending plan that really works.
Feb 19, 2012	Dumping Debt	It's time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.
Feb 26, 2012	Credit Sharks In Suits	What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.
Mar 04, 2012	Buyer Beware	Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!
Mar 11, 2012	Clause and Effect	In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.
Mar 18, 2012	That's Not Good Enough!	Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, "That’s not good enough!"
Mar 25, 2012	Of Mice and Mutual Funds	Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!
Apr 01, 2012	From Fruition To Tuition	Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!
Apr 15, 2012	Working In Your Strengths	This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.
Apr 22, 2012	Real Estate and Mortgages	Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.
Apr 29, 2012	The Great Misunderstanding	Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.